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6 Ways to Thicken your Eyebrows Naturally

By
Matthew Wearne
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0
Eyebrows

Eyebrows offer definition to your face – thicker the eyebrows, increasingly wonderful you will look. It is the most recent prevailing fashion and has assumed control over the web like a tempest.

From celebrity lane looks to the runway, it is seen all over the place. It complements the magnificence of the face as well as makes you look more youthful. Be that as it may, not every person is honored with thick eyebrows, the majority of us have meager or thin eyebrows. Be that as it may, there are some manners by which you can advance eyebrow hair development.

Home Remedies for Thick Eyebrows

Castor Oil

A standout amongst the best and known characteristic solutions for getting thicker eyebrows. It is high in cell reinforcements, nutrients, proteins, and unsaturated fats that assistance support your temples hair.

Step by step instructions to utilize: Massage a couple of drops of the oil on your eyebrows with your fingertips. You need to keep it for 30 minutes and wipe it off. From that point onward, wash your face with tepid water. Apply it every day on your eyebrows for best outcomes.

Onion Juice

The nearness of sulfur in onion animates hair development and counteracts male pattern baldness. In any case, onion has a solid smell, for which you can utilize flower petals. Blend the flower petals in onion juice to dispose of the smell.

Step by step instructions to utilize: Blend one onion and strain out the juice. Utilizing at the tip of your finger or a Q-tip, apply the juice onto the eyebrows and keep it there for 60 minutes. Presently utilize weakened lemon water to clear it off.

Almond Oil

Almond is wealthy in nutrient A, B and E. It sustains the hair and advances hair development. In any case, it is a typical allergen, so in the event that you wish to utilize this cure, make a point to check on the off chance that you are unfavorably susceptible or not.

Instructions to utilize: Massage almond oil in roundabout movements and keep it medium-term. Wash it off in the first part of the day. Apply it consistently to get successful outcomes.

Aloe Vera

Aloe vera contains a compound named aloenin – this compound advances hair development and avoids breakage. It is likewise effectively ingested, so can be connected on different occasions.

Step by step instructions to utilize: Take an aloe vera leaf and cut it into half utilizing a blade. Presently take out the gel and place it in your eyebrows till it gets assimilated. Wash it off after 30minutes with warm water.

Fenugreek Seeds (methi seeds)

Fenugreek seeds contain nicotinic corrosive and proteins that assistance remake hair follicles, in this manner animating hair development. It likewise helps individuals with an issue of delicate scalp.

Instructions to utilize: Soak the seeds in water medium-term. Granulate the seeds into a glue and apply it on the eyebrows. Flush it with warm water following 35 minutes. Apply this two times per week to develop your eyebrows quicker.

Drain

Drain is utilized in many healthy skin items because of the numerous supplements it contains – protein, nutrient B, lactic corrosive, and calcium. It reestablishes and ensures your hair while animating collagen generation.

The most effective method to utilize: Dip a cotton ball in the drain. Delicately rub drain in the eyebrows and let it stay there for around 15 minutes. Flush it off with water utilizing your ordinary chemical.

Step by step instructions to Use the Right Eye Makeup for Your Delicate Eyes

Excellent eyes get saw very effectively. They make you progressively alluring. Lovely eyes can establish an enduring connection on individuals. Each young lady wants to have flawless eyes. When you need to parade impeccable eyes, eye cosmetics is the best arrangement. Eye cosmetics is the easiest method to make your eyes charming and dazzling.

Eye cosmetics establishes of different components like mascara, eyeshadow, eyeliner and some more. You utilize these cosmetics items to put forth a style expression. Impeccable winked eyeliner and a mix of the correct shades in eyeshadow is each young lady’s need. Putting eye beautifying agents is an every day custom for some young ladies.

Be that as it may, would you say you are mindful of the destructive impacts of utilizing eye cosmetics? Most eye beautifying agents are ok for the eyes however there are a few actualities that you should know to stop any probability of getting a disease. Your eyes are fragile. They are inclined to contaminations and hypersensitivities very effectively. In this way, you should realize the most ideal approaches to apply eye cosmetics and keep every single potential threat under control.

Tips to apply eye cosmetics securely

Try not to apply eye cosmetics when you are in a rush

Do whatever it takes not to apply eye cosmetics when you are running late or when you are driving. This can build the odds of the item to go into your eyes specifically. Save better than average time to finish your eye cosmetics to keep away from any sort of damage in your eyes. This will likewise give you a chance to apply your cosmetics splendidly.

Peruse the mark cautiously before purchasing

Continuously purchase items which guarantee that they are innocuous to the eyes. Try not to purchase shoddy or copy items for your eyes. Additionally, do whatever it takes not to substitute eye beautifying agents with some other corrective like utilizing lip liners as eyeliners or lipsticks or reddens as eyeshadow. Eye beautifiers have diverse material that makes them innocuous to the eyes. Some other corrective might not have those fixings.

 

Try not to utilize eye make whether it causes bothering or contamination

In the event that you feel that the specific item is giving causing aggravation or disease at that point quit utilizing it quickly. In the event that you have any eye contamination or hypersensitivity, you ought not utilize eye cosmetics since it might trigger the disease.

Ensure that all the cosmetics implements are spotless

To stay away from any sort of contamination or unsafe impact, clean every one of the brushes and tools before use. You should likewise clean your cosmetics devices subsequent to getting them before their first use. Make an everyday practice to clean your wipes, brushes and utensils consistently. Likewise, clean your eyelash styler all the time. You should in every case clean your hands previously applying cosmetics.

Do’s and don’ts of utilizing eye cosmetics

Try not to utilize a similar item for a more drawn out time

Try not to impart your restorative to others to maintain a strategic distance from the spread of contamination starting with one individual then onto the next

Try not to utilize a similar cosmetics brushes or wipes for a more drawn out time

Evacuate your cosmetics previously dozing

Try not to purchase copy items

Mold Accessories To Keep You Warm This Winter

By
Matthew Wearne
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0
Accessories

Who says you need to abandon sprucing up on the grounds that winter is here. Those easily overlooked details matter during this time. You can’t go out without them due to the fearing cold out there. Here are some adorable mold frill that will enable you to look modish yet will keep you warm.

Beanie

Beanies are a quintessential winter frill that encourages you oomph a straightforward outfit and make it look awesome in a matter of moments. There are a lot of approaches to wear a beanie. On the off chance that it is a great beanie, wear it a little over your brow and cover your ears. Keep it straightforward with the goal that your hair likewise looks complain free. The least complex choice is to keep your hair open and afterward wear a beanie over it.

Lower leg Scarves

As far back as the image of individuals wearing scarves on their lower legs ended up open, it turned into a pattern. A scaled down scarf around your lower leg is all you have to attach to accomplish this look. There are no ‘lower leg scarves’ accessible in the market thusly however you’re your standard scarf is to be worn on your lower leg.

Warm Socks

For that great winter embellishment that just needs spicing up – socks are accessible in a hundred unique styles to make you look in vogue in a matter of seconds. The best winter socks are those made of thick material with warm properties and can likewise fit in with the state of your foot. They will keep you warm in the winter and furthermore ward off the dampness from the skin to dodge terrible smell and difficult rankles.

Ear Muffs

Ear muffs are incredible for the virus climate as it keeps you warm and it is a fun method to make somewhat of a style explanation. They can be your ideal partner in this season. They basically fold over the back of your head and they are very warm and agreeable to convey.

Comfortable Slippers

Winter is here as are cold feet. To check this sort of circumstance, it is critical that you wear comfortable shoes to keep your feet warm. There is nothing more consoling than sliding your feet in those fuzzy layered warm shoes. Additionally, they are sharp, warm and agreeable to wear.

 

Knee Socks

This great student sort of pattern is astounding to look popular just as keeping yourself warm in this climate. Knee-high socks are anything but difficult to pull off on the off chance that you how precisely you wear them to make them look chic and not untidy. When you wear knee-high socks, ensure that you are keeping the best half moderate – don’t wear something that is excessively short. You can likewise layer knee socks over stockings and tall boots.

Adorable Gloves

You can either choose gloves or gloves relying upon how chilly you get. These will cover your hands and go about as a hindrance that will help hold some glow before surrendering it to the virus. In sub zero temperatures, these warm extras are the best decisions for warmth.

Tips to Even your Skin Tone Naturally

By
Matthew Wearne
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0
Skin Tone Naturally

You utilize various items to even your skin tone. Everybody needs an ideal even skin tone. In any case, for to what extent will you rely upon shading correctors, concealer and establishment. One day you will be worn out on covering your skin with cosmetics.

There can be a few explanations for uneven skin tone like maturing, sun presentation, hormonal changes and hyperpigmentation. All you require is a decent method to even your skin tone normally. Try not to stress any longer you can do it very effectively with only a couple of fixings that you can discover very effectively. Simply practice the technique normally and get even skin normally.

Gram flour and drain

Gram flour can be utilized as a characteristic toner. It fills in as a fantastic exfoliator too. To even your skin tone take two tablespoons of gram flour and one tablespoon of drain in a bowl.

Blend them well and later include one tablespoon of preparing soft drink in it. Presently apply the blend all over and let it dry well. At that point wash your face legitimately with new water. You can attempt this cure more than once per week.

Additionally read: Get Rid of Dark Underarms with Baking Soda, Know How to Use

Tomato and lemon juice

Both tomato juice and lemon juice can enable you to battle uneven skin tone. Tomato juice is advanced with nutrient A which decreases imperfection and dim spots. Lemon squeeze additionally helps in helping the darker regions of your skin. You can likewise add nectar to this blend which will saturate your skin well. Take one tablespoon of tomato squeeze and nectar each and blend. Include 2-3 drops of lemon juice to the blend. In the wake of blending all the three fixings well, apply this blend on your skin. Give it a chance to dry for fifteen minutes. Presently wash it with tepid water. Attempt this cure two times every week until you get your ideal outcome.

Multani mitti confront pack

Multani mitti has been utilized for skin related issues since ages. This face pack incorporates four fixings multani mitti, tulsi, neem and rose water. These fixings are very useful for your skin. To begin with, you have to dry some tulsi and neem leaves and powder them. Blend one tablespoon of multani mitti, tulsi powder and neem powder in a bowl. Presently add rose water to make a thick glue. When your glue is prepared, apply this glue uniformly all over simply like a face pack. Enable the glue to dry and later wash it with virus water. Subsequent to washing your face apply some measure of moistuiser to lessen dryness.

Likewise read: Beauty Hacks for a Perfect Skin and Hair this Winter

Potato juice

Potato juice is another outstanding solution for redressing skin tone. Cut a ready potato down the middle and rub it on the required region. Enable the potato juice to stay there for around ten to fifteen minutes previously you wash it off with warm water. Rehash this cure each day for no less than multi week. You can likewise grind a potato and concentrate its juice, at that point apply the juice with the assistance of cotton on your skin and rehash a similar system.

Things to remember for an even skin tone:

Drink enough water

Use sunscreen before venturing out

Eat a solid eating regimen

Keen Tips to Ensure Healthy Skin and Hair During Winter

Winter is here! Despite the fact that the days are bright and evenings are cold, it is the low moistness which influences our skin to go dry. It is a bad dream for the greater part of us to manage dry climate and dry skin. With a wide cluster of items in the market, it is very befuddling to pick one and to pick the one directly for us. Also, we may pick the best of items, however may not get the ideal impact, in the event that we don’t realize how to utilize them in the right way. We may finish up with dry skin and a mess of issues identified with it.

Lotions are the backbone of healthy skin regimens amid the winters.

Lotions are details which help in keeping up around 10-30% water substance of the skin. Creams supplant the common skin oils, cover modest gaps and give a defensive film on the skin. They help to diminish vanishing of skin dampness along these lines making the skin delicate and smooth in this way enhancing the general appearance.

As we age, we lose skin hydration. Individuals on prescriptions for cholesterol and hypothyroid create dry skin which will in general exacerbate amid the winters. Diabetics are increasingly inclined to dry bothersome skin. A portion of the skin illnesses like psoriasis, dermatitis, atopic dermatitis additionally intensify amid the winter. Dandruff declines as well.

With right data on healthy skin, these issues can be maintained a strategic distance from. Here are few hints on the best way to deal with your skin and hair amid the winters.

Utilize two creams, a light one for face and a thicker one for your body.

Continuously use lotion on wet skin, as the greater part of the lotions accessible will simply secure in the dampness and don’t give dampness independent from anyone else.

Reapply cream again at night, yet subsequent to wetting skin and pat drying.

Oils can be utilized for body. The best would be virgin or cold squeezed assortment. Abstain from utilizing oils for the face.

In skin conditions like psoriasis, skin inflammation or atopic dermatitis creams can help to truly quiet down tingling and disturbance.

For touchy skin or conditions like rosacea utilizing a flat, somewhat thicker, aroma free cream for face and utilizing gentle cleansers helps fundamentally.

Keep in mind to hydrate lips. Lips are extremely sensitive structures and don’t have oil organs. Utilize a lip analgesic or white oil jam at regular intervals amid the winters.

In spite of the fact that presentation to the sun may be warm and inviting, utilizing sunscreen while going out in daylight is shrewd, as odds of getting sunburnt are high.

Dandruff will in general exacerbate in winters. Thus oil hair strands and extra the scalp, as over the top oiling of the scalp causes dandruff.

A new hydrated look can give hostile to maturing impact as well! Skin loses hydration as we age. Standard utilization of creams and sunscreen are in reality the initial phase in any enemy of maturing medications.

Things which can exacerbate skin and hair amid winters

Unforgiving cleansers. A brutal cleanser is one which dries out skin after shower.

Neglecting to saturate after a shower. The propensity for applying oil before shower is great, yet guarantee that lotion is connected after a shower. The greater part of the oil is evacuated amid washing process and despite the fact that oil is connected before shower, skin can even now go dry.

Thick oils over the face. Oil can square pores and can cause breakouts. It is ideal that a light lotion is utilized for the face.

Uncovering skin and hair while voyaging. When voyaging, cover hair and utilize a coat or full sleeve shirt/top, as the breeze can rip off skin and hair of their regular oils and abandon them harmed.

Expectation with these tips you can appreciate the winters just as asglowing sound skin and hair.

The benefits of using a tax agent in Perth, and how to find a good one

By
Henry Kentish
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0
The benefits of using a tax agent in Perth, and how to find a good one

If the most current statistics are to be believed, then the takeaway is that a large majority of Western Australian residents are choosing to lodge their returns with a tax agent in Perth. There are plenty of clear reasons why people are taking this route, namely that they get the benefit of more accurate work, reduced stress, and the best possible refund amount.

People who are not tax agents in Perth will often find that this element of finance is difficult to wrap their head around. Rather than risk making a mistake that costs them money or causes them to inadvertently break the law, people choose to put their faith in hired experts that have a long history of experience in lodging returns on behalf of non-experts.

Many people are unaware of the number of refunds and deductions they are actually entitled to and end up paying more than they need to. The money that can be saved by getting the right deductions can be very impactful in someone’s life, and more than covers the cost of hiring a professional tax agent in Perth.

These professionals exist to help everyday people identify the best possible return and help them lodge it – all in a timely manner that is stress-free. As a bonus, the fee for using any tax agent around Perth is going to pay for itself because it is deductible.

The following will take a closer look at the distinct benefits people get when they work with a professional tax agent in Perth.

The benefits of using a tax agent in PerthTax agent in Perth smiling and shaking hands with a client

The shortest time for the best result

In the age of the internet, there are a lot of do-it-yourself return lodging services online that allow you to fill in some basic information and send it away. However, this is not as convenient as actually sitting down with a professional and getting everything done expertly on the spot.

Trying to do things yourself online might appear to be the quickest method to get the job done, but you need to think about whether or not that will be a ‘good’ job. Sitting down with a professional tax agent from Perth means that you will get everything done in around an hour and be assured that you are getting the maximum possible deduction.

It’s a good idea to make sure that you come fully prepared for the appointment with the accountant so that no time is wasted once you sit down together. Make sure you check that you have all the relevant documents like payslips and receipts you need to make occupation-related deductions etc.

The most stress-free process

Since most people find dealing with finance and lodging returns a hassle, they often find it to be stressful when it comes to that time of year. The fact that a tax agent in Perth can deliver a quick and stress-free result is a big attractive feature that people are drawn to.

People don’t want to have the responsibility of making sure that every detail is accurate and worry about if what they have lodged is incorrect. Even minor mistakes can incur the wrath of the ATO and cause them to audit your finances which will incur fees and penalties.

People like to use a tax agent in Perth because using this professional will give them peace of mind. They will ensure that your return is fully compliant and that there will be no nagging issue for you to worry about.

Once you leave your appointment, you can hold your head high and know that everything has been taken care of. This allows you to put the issue to rest for another year and move on with the rest of your life.

More breathing room

People don’t just use tax agents in Perth because they save time, but because they also give them more time as well. When you engage this kind of professional to handle the return, the October 31st deadline will no longer apply to you. Returns can be lodged as late as May in the following year when using a tax agent in Perth (usually).

Making following returns quicker and easier

One of the benefits of using a tax agent in Perth is that you will end up forming an ongoing relationship with them. If you keep using them year after year, they will develop a robust understanding of your financial situation and lodging returns will be almost instantaneous because they are so familiar with your account.

Finding a good tax agent in Perth

Perth tax agent holding his notes and explaining taxes to clientsOf course, you want to know that the person you are hiring to act as your tax agent in Perth is a reliable professional who has a good reputation. You can’t just go the first advertised accountant you see and expect to get the best result – they will vary in quality, and you want to do some research to ensure the person you are working with is the right one.

Make sure that you ask the people you know about the tax agents in Perth that they have worked with in the past and see what people think. Getting a reference from someone you know, and trust is one of the best ways to identify a reputable accountant for you to work with.

You want to be assured that the person you engage to help you lodge your return has that capability to actually get the job done as well as not charge you too much. It can be a good idea to check out their online reviews to see what others are saying, as well as examine the quality of their website.

It’s important that you make sure the tax agent in Perth you engage is going to do the right thing by you and follow all of the relevant codes in ensuring your return is compliant with the ATO. You can’t afford to take any chances with this, since you are ultimately going to be liable for the accuracy of your return.

Be cautious of any accountant who makes grand promises about getting you so many deductions it’s like you pay nothing. These are normally too good to be true and can cause complications for you down the line if and when the ATO comes to investigate.

Conclusion

Ultimately, there are clearly a lot of worthwhile benefits when it comes to engaging a tax agent in Perth. This area of financial law is notoriously complex and carries significant consequences when handled imperfectly, so it’s no surprise that many people choose to rely on professional tax agents in Perth to help them out when it comes to that time of year.

Anyone who is seeking to engage this kind of service needs to be diligent in finding someone reliable that they can form a long-term relationship with. By doing this, you can ensure that you don’t need to worry about this element of your finances ever again since you will have a trusted ally on your side who can handle all of it for you year after year.

Hopefully this article has given you more insight into the nuances of using a tax agent in Perth.

Top 3 best Australian inventions of the last century

By
Emily Dash
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0
Top 3 best Australian inventions of the last century

Australia has produced some of the scientific world’s best thinkers, researchers and inventors. Some of the following items on the list will likely surprise you, especially given Australia’s current place in the scientific world.

inventions

The Hills Hoist

Arguably one of the nation’s most famed inventions is the Hills Hoist. An adjustable, rotary clothesline was invented by Lance Hill, and have been manufactured since 1945. They have become a staple of Australian suburbia, often featuring in artistic works depicting Australia during the 1950s and 60s. Such is its cultural significance; the device is named a National Treasure by the National Library of Australia.

The first feature film

This one will shock a lot of readers, but it turns out Australia was the first country to produce a feature-length narrative film (over 60 minutes). “The Story of the Kelly Gang” traced the exploits of the 19th-century bushranger, Ned Kelly, and his gang out outlaws. The original cut of the film was more than 1200m, and it premiered in Australia in December 1906 and the United Kingdom in January 1908. As of 2020, only 17 minutes of the film have survived.

Boxed wine

Also known as “cask wine” or colloquially known as “goon”, boxed wine is a cheaper alternative to premium bottled wine. The process of packaging was invented by South Australian winemaker, Thomas Angove, who patented the design in April 1965. His design required users to cut the corner off the bladder, pour the wine and then reseal the bag with a particular peg.

Two years later, Penfolds Wines and Charles Malpas designed plastic, air-tight tap that could be welded to the bag, allowing for easy distribution and more effective storage. These days, boxed wine bladders use plastic taps for distribution. It remains a household favourite for young people because of its low price and widespread availability.

Career advice from Bill Gates on building success

By
Isabella Gregor
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Bill Gates

If there’s any businessperson in the world to accept career advice from, it is undoubtedly Bill Gates. The founder of Microsoft and one of the best minds in the tech field, Gates’ story echoes many vital lessons for young business owners and entrepreneurs. If you want to manage your career well and give yourself the best chance of long-term success, then you need an effective employment mandate. This philosophy should guide your decisions on how you approach your career, in terms of new opportunities, threats and potential risks. Here are some of the key takeaways from Bill Gates’ story.

Bill Gates

 

Know what you’re good at

When applying for a job or talking about yourself in an interview, you must know what you’re good at and what you value. Gates argues that what you’re good at is the thing you were obsessed with during your teenage years. It could be reading, writing, coding, gaming, sports, etc. It doesn’t necessarily have to be the career you delve into straight away, but it should be something you pursue at some point in your career.

Big problems shouldn’t scare you

Big, complex problems shouldn’t scare you. In fact, you should view them as a positive challenge – something that can help show your worth. If you’ve just started a new job, don’t be perturbed if you are thrown in the deep end – embrace it, make mistakes and learn from them.

Don’t overestimate how far intelligence will get you

Intelligence will only get you so far, according to Bill Gates. Moreover, being smart isn’t even the most critical part of developing a stable career. If you want to enhance your management capabilities, then being smart is useful, but not the entire picture. Work on your interpersonal skills and be mindful of other people’s talents – they’ll come in handy at some point.

Top 4 Australian media outlets based on popularity and viewership

By
Charlie Tazewell
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0
Australian media outlets based on popularity and viewership

Australia’s media sector is saturated with a variety of outlets. It is one of the last remaining countries with a devoted national broadcaster, in the form of the Australian Broadcasting Corporation (ABC). Australia’s mass media industry is competitive and diverse, spanning both traditional and digital formats; however, there has been a noticeable increase in digital products. Historically, criticism has been directed at Rupert Murdoch and his perceived control over the industry.

If you’re interested in learning about Australia’s news circulation, here are Australia’s top 4 newspapers, based on distribution.

#1 The Herald Sun (News Corp)

Rupert Murdoch
Rupert Murdoch

The Herald Sun is based in Melbourne and is Australia’s largest newspaper based on circulation (more than 500 000 units). The Herald Sun is owned by News Corp, which was founded by Rupert Murdoch back in the 1980s.

#2 The Daily Telegraph (News Corp)

Daily Telegraph

Coming in at number 2 on the list is The Daily Telegraph – also owned by Murdoch’s News Corp. Published in Sydney, The Daily Telegraph was founded in 1879, before merging with The Daily Mirror in 1990. For six years, the paper was known as The Daily Telegraph-Mirror, before reverting to its original name – The Daily Telegraph.

#3 The Courier Mail (News Corp)

The Courier Mail (News Corp)

The Courier Mail is published daily from Monday to Saturday in Brisbane. Its offices are in Bowen Hills, and its origins can be traced back to the creation of The Moreton Bay Courier in June 1846. Like the previous two entries, The Courier Mail is owned by News Corp, again echoing Murdoch’s perceived monopoly over mainstream Australian news.

#4 The Sydney Morning Herald (Nine Entertainment)

The Sydney Morning Herald

The Sydney Morning Herald is Australia’s oldest continuous newspaper, having been in circulation since 1831. The Sydney Morning Herald is owned by Nine Entertainment and views itself as a centrist newspaper. In the most recent Australian election in 2019, the Sydney Morning Herald endorsed Bill Shorten and the Australian Labor Party.

4 facts about Australia’s largest bank, the Commonwealth Bank of Australia

By
Henry Kentish
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0
Commonwealth Bank of Australia

The Commonwealth Bank of Australia is Australia’s largest commercial bank based on assets, market capitalisation and deposits. It has been in operation for over a century (since 1911) and is headquartered in Sydney. The bank offers a comprehensive range of services across both Australia and New Zealand, with over 1100 branches. Here are some obvious and more obscure facts about Australia’s most well-known banking enterprise.

Fact 1: They use a lot of celebrities for marketing

Glenn McGrath
Glenn McGrath

In 2014, the Commonwealth Bank of Australia hired M&C Saatchi and Ikon Communications to develop a comprehensive campaign celebrating their school banking history. The advertising campaign used a range of well-known Australian celebrities, including one of Australia’s most adored sporting icons, Glenn McGrath.

Fact 2: The Royal Commission hit them hard

The Royal Commission into Misconduct in the Banking, Superannuation and Financial Services Industry indicated that the Commonwealth Bank of Australia had a negative culture. However, there have been other controversies attached to Australia’s largest bank, including a 2008 financial planning scandal and a 2016 Ponzi scheme controversy.

Fact 3: They were privatised in the 1990s

Between 1991 and 1996, the Commonwealth Bank of Australia was privatised by the Australian Government. The first share offer was valued at $1.292 million, the second in 1993 and the third in 1996. While they are a public company, they are one of the only companies not to have “Limited” at the end.

Fact 4: David Murray is the longest-reigning CEO

David Murray was the CEO of the bank between 1992 and 2005. As the longest-reigning CEO, his role was to oversee the transition of the bank into a privatised enterprise. During his tenure, the bank’s market capitalisation increased massively from $6 billion to $49 billion. He was appointed an Officer of the Order of Australia in 2007 for his efforts.

Everything you need to know about media streaming service – Stan

By
Matthew Wearne
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0
Rebel Wilson
Rebel Wilson

With the rise of streaming platforms and decentralised media consumption, it’s easy to see why streaming conglomerates like Netflix and Amazon Prime are doing so well. HBO has recently ventured into the streaming world with HBO Max, while Disney has done the same with Disney+. For the last few years, Australia has had their very own streaming platform, Stan, which has proven successful with Australian audiences. Here’s everything you need to know about Stan and whether it’s worth getting a subscription.

How it started

Stan was officially launched in 2015, after being founded in 2014. The launch exceeded expectations, and the streaming platform had close to 200 000 paying customers by the end of the year, overtaking a close competitor, Presto. Rebel Wilson was one of the brand’s notable ambassadors during its first few months.

Rebel Wilson

Subscription numbers now and revenue

As of 2020, Stan has close to 2 million subscribers, representing a steady annual increase since 2016. In 2017, the company’s yearly revenue was reportedly topping $100 million per year.

What is on the service?

As an Australian streaming service, Stan has a lot of Aussie content. You’ll find TV shows like “Wolf Creek”, “Romper Stomper” and “The Other Guy” on the service, along with a lot of excellent Australian films.

Content partnerships

Stan has retained a content partnership with Sony Pictures, ABC, World Movies and SBS. They also have viable connections with Showtime, BBC Worldwide, Village Roadshow and CBS. Their recent agreement with Viacom Global Networks means that now have access to shows like “South Park”, “Avatar: The Last Airbender” and “SpongeBob SquarePants”.

Is it worth it?

As a monthly fee, Stan is more affordable than other streaming subscriptions, like Netflix. While they might not have the international content you want right now, their library is growing exponentially, even quicker than some of their international counterparts.

Call centre outsourcing Philippines: e-commerce customer care

By
Matthew Wearne
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0
PITON-Global

The emergence of e-commerce has created a less personal shopping experience for us all. With that loss of personalisation, shopping has become easier and more immediate. Today’s world is built on instant gratification, and the world of online shopping and e-commerce is no different.

It’s no secret, nor should it be, that at this point, having an online store is more important than having a brick-and-mortar one. The phrase “Google it” is firmly in our lexicon, and almost all our shopping experiences now begin with a quick online search.

For this reason, search engine results pages are now a greater part of our life than the clerks in a physical, real-world store.

“Recurring purchases have never been simpler; they’ve become streamlined and painless. Gone are the days where we had to venture down to the local store to pick up a roll of paper towels or laundry detergent or dishwasher soap. Are you an Amazon Prime member? You can literally sign up to “subscribe and save” and have items like these on a monthly or bi-monthly ordering and two-day delivery cycle,” says Ralf Ellspermann, CEO of PITON-Global, an award-winning call centre in the Philippines.

“It is the definition of set it and forget it,” he adds.

This is all wonderful, and it really has revolutionised the way we shop and buy. But what happens when things go wrong? (And they do.) There is no true utopia after all.

Customer care is one of the most important departments in any business. Companies need a good customer-facing crisis team that can field and handle issues to keep customers happy and loyal.

E-commerce companies, like any retail business, have inventory to thank for a large portion of their overhead costs. To compensate for this, many of these firms look to outsource their customer care and back office services to reduce some of their costs.

This, though, should never be done at the cost of quality.

This dilemma leads many businesses to the Philippines and even more specifically the city of Manila. For the past twenty-plus years, the Southeast Asian nation has established the world’s largest and leading call centre outsourcing industry.

Along with their state-of-the-art-facilities and high-tech infrastructure, the Philippines has one of the best workforces in the world. Customer service representatives are paid well locally, but the nation’s economy allows business around the world to save money by outsourcing here. The fact that they are so well compensated highlights that Filipino call centre agents are well educated, hardworking, and experienced.

Filipinos also speak accent-neutral English because the country was once a United States territory. Considering that 20% of the globe’s population speaks English, this a highly desirable skill for your company.

The city of Manila is home to some of the best contact centres in the world, including PITON-Global. When you outsource your call centre to the Philippines, you are outsourcing to the best in the world. Sure, you have other options, but if cost effectiveness and quality are your goals, there is only one choice.

3 Australian scientific research projects that irrevocably changed society

By
Matthew Wearne
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Australian scientific research projects that irrevocably changed society

Throughout scientific history, Australian researchers have demonstrated their worth to the field. Whether it be the creation of penicillin or the prototype of the bionic ear, Australian scientists can and will continue to have a seminal role in specific scientific circles. While there have been hundreds of ground-breaking advancements and discoveries coordinated by Australian scientists and groups, we have decided to outline the following several as the most significant impactful.

#1 Penicillin

Alexander Fleming is often unfairly credited with discovering penicillin; however, the vital work by Australian scientist Howard Walter Florey ensured that such discoveries could be made. Florey’s efforts were so influential that he was awarded the Nobel Prize in 1945 for his efforts. Florey was also the first scientist to carry out clinical trials, showing how the substance to fight off bacterial infections. It continues to save millions of lives across the world every year.

#2 Ultrasound

During the 1950s, a concerning trend emerged that X-rays were having a pejorative impact on the health of pregnant women and their unborn children. Thankfully, Australian researchers, George Kossoff and David Robinson built the first commercially successful ultrasound scanner in the early 1960s. Indeed, ultrasound technology has irrevocably changed the way physicians can diagnose medical problems and monitor the development of foetuses.

#3 The black box

As the commercial airline industry began to take off during the early 20th century (particularly following World War II), concern arose as to how to identify problems should a plan crash. In 1958, this mystery was solved by Australian chemist and scientist, David Warren, who invented “the black box”, which is a device responsible for recording cockpit conversations and flight data.

Should a plane crash or encounter some malfunction, the black box could subsequently be used to figure out what happened and provide additional preventative measures for future flights. The device is installed on every single commercial plane today.

From riches to rags: worst investment scandals in Australia and abroad

By
Matthew Wearne
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0
worst investment scandals in Australia and abroad

A comprehensive history of the financial world would reveal that financial scandals, crashes and booms are simply a part of capitalist free markets. There have been some controversial investment and banking scandals in both Australia and the rest of the world. Here are some of the worst scandals to hit the investment sector.

Australian banking sector (the 2010s)

The Royal Commission between 2017 – 2019 established some of the most public display of systemic fraud and corruption seen in Australian industry. Many of the major Australian banks were caught up in the scandal, including ANZ, NAB, the Commonwealth Bank of Australia and Westpac.

Qintex Ltd.

Qintex Ltd was an Australian financial company. They were founded in 1975 by Christopher Skase and several other partners. The company grew astronomically, expanding into the property market, the retail sector and even purchased a Brisbane-based television station called TVQ-0. However, by October 1989, the firm was starting to display signs of financial weakness. The American subsidiary filed for bankruptcy and the Australian Stock Exchange suspended their stocks soon after.

A month later, the Australian branch went into receivership with over $1.9 billion worth of debt. The CEO, Skase, fled the country to Spain and then Dominica. He resided there for the rest of his life, despite successive attempts from the Australian government to extradite him home.

The Wolf of Wall Street

Jordan Belfort
Jordan Belfort

Jordan Belfort was imprisoned for close to two years for his central role in running a penny-stock scam. His crimes became mainstream when his career was adapted for the screen in the 2013 film “The Wolf of Wall Street”, starring Leonardo DiCaprio and Margot Robbie. The film, which was directed by Martin Scorsese, charts his rise and fall in the United States. However, Belfort courted more trouble in Australia when Belfort’s employment company called Career Pathways was exposed as a scam while receiving millions of government funding.

4 vital career lessons you need to know before it’s too late

By
Matthew Wearne
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Meghan Markle
Meghan Markle

Some people learn these lessons too late in their careers. Your formative professional years are crucial to generating long-term success in a specific field or industry. You should treat your early years with an open mind – be transparent, be open to new opportunities and work, be willing to make mistakes, learn from those mistakes and push yourself to try new things. Here are several essential career lessons you need to hear now!

Success starts from the inside

Success starts from taking care of yourself. Many famous business owners, entrepreneurs, entertainers and industry leaders have led from the front, worked themselves like dogs and ended up burning themselves out. Meghan Markle made headlines when she skipped a royal trip to Zambia, primarily because of fatigue and exhaustion from her workload and pregnancy. Beyoncé experience something similar in 2011, when she cancelled all touring and took a year off for her mental health.

Treat the world as a school

You should treat your workplace as a school or university – everyday should consist of learning and structure. There is something to be learned every day, even if it doesn’t seem as obvious as it should be.

Don’t let worries weigh you down

It is vital that you distance yourself from excessive worrying. That’s not to say that worrying about something is bad – it can spur you into action and encourage you to solve problems. However, if you are so insanely preoccupied with hypothetical scenarios and other unforeseen challenges, you’ll end up an absolute mess.

Share your success

Another crucial career tip is to share your success. If you truly love what you do, then part of your happiness will be giving it away to others, in the form of charity and support. If your work doesn’t provide you with a sense of purpose, then you need to find another profession.

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